Small Business Startup Grants

Business capital is the most essential thing without which it is impossible to set up a business. However, grant money for small business from banks and financial institutions, assures the budding businessmen of sufficient cash credit. Let us know more about the grant money for small business in this article.Registration can take between three-five business days or as long as two weeks if all steps are not completed in a timely manner. Register for grant opportunities now.


You can get these finance solutions by fulfilling some conditions. Grants have helped many businessmen to implement their plans.

Importance of Loans For Small businesses

It is impossible for any businessman to start a business, without a sufficient amount of money as the starting capital. If you are planning to start a transport business, you will need money to buy vehicles which will assist in the transportation business. For an export business, capital will be imperative to buy the equipment which will be used for packaging of the products which are to be exported. Business and finance grants and fundraising for small business will also help in paying the salaries of the employees and other expenses like taxes, bills, etc. till you start earning a decent amount of profit from your business. You can use the grant money for small business for setting up the basic infrastructure of your business, such as doing up the necessary furniture and interior of your office, paying the security amount while applying for government and private tenders etc. Thus, small business loans are very important for small but ambitious businessmen to set up their dream business empire. In the United States of America, there are many business loan grant schemes for eligible people who have crossed a particular age limit.

How To Acquire A Small Business Loan Or Grant?

The process of applying and actually getting small business loans is very tedious and complicated. You will have to look out for programs related to grant money for small business and apply for the same. You can do this yourself, or by hire a consultant, who will do the needful, by charging a nominal amount of money as his fee. There are many government agencies willing to give loans, even if you are new in the field of business. The Catalog of Federal Domestic Assistance (CFDA) has lists of such agencies, which you should refer to. There are many pre-requisites and eligibility criteria which an individual eager to seek grant money for small business has to satisfy. You may be questioned about your abilities to repay the loan, the scope of your business, nature and kind of your business, if you have any experience, your age and the reason you wish to seek the loan.

While seeking grant money for small business from the government, you should make sure that your application form has all the true and authentic details, which are to the best of your knowledge. You can take help of mortgage loans to meet your needs. The information should be true, complete and well presented, as incomplete applications will get rejected on the spot. Be patient and calm while interacting with the agency officials and try to prove your worth to them and assure them that your business will bring pride and prestige for the agency and also create employment opportunities for the unemployed. You can seek help from your assistant or an expert accountant during this process, to ensure that you succeed in your mission of getting the loan sanctioned. Even after your small business loans proposal; gets sanctioned, it is advisable to keep in touch with the agency, for clearance of any doubts that may arise during the course of time and for seeking guidance regarding business expansion, which is readily given by many agencies.

All budding businessmen should also realize the difference between loans and grants. Loans have to be repaid along with the said interest, while grants usually, need not be repaid. Securing grant money is much more difficult than securing grants. You can contact the SBA (Small Business Administration) for seeking grants. The applications for grants will be lengthier and more complicated than those for loans. You will have to submit your detailed business plan. The money to be given in the form of grants is quite limited and every precaution is taken to ensure that it goes into the right hand. Be fully aware of all the kinds of grants available from the government, to lessen your problems, while seeking one. Use the search engines and find out more infornation about the grants available.

As a businessman, it is your moral duty to use the grant money for small business carefully and achieve success in your field. Small business loans have helped millions of people to grow and prosper!
By source - buzzle.com


Thursday, 19 July 2012

Grants And Small Business-Government Grants to Start a Small Business

Grants And Small Business-Government Grants to Start a Small Business
The federal government as well as the state and local governments extend a lot of help through special financing programs to start or expand small businesses. These programs offer capitals at low interest rates. To acquire the best small business grants you need to consider the following factors.
Objective of Your Business
The first step is to decide whether you intend to start a non-profit venture for a community service or a technology-related business. This will help you to apply for the type of grant you require for the business startup. Read through various websites that provide an information on innumerable government grants or loans available to start small businesses. Ensure that you have gathered an information about the sites that provide updated data on grants available from the government on an everyday basis or a weekly basis.
Kind of Grants Released
Initially, one has to gather an information on the kind of grants available pertaining to a business. You may not be able to procure the grant or loan provided by the government, if you are not well-informed about it. You can also approach the special programs directly that provide financial assistance, specific to a particular venture. Some of the grants that are offered by the government are rural economic development loans and grants. The intended goal for such a program is the creation of employment and business opportunity. Other grants include loans for women business entrepreneurs. For instance, if a woman plans to start a day care center or a home-based business, the chances of getting a grant or a loan to start such small businesses, are the highest. You should not write a grant proposal for a non-profit venture to the government agency which aims at technology-related business. If you do so, your proposal will be rejected. This draws the importance of being well-informed about the kind of grants released by different government agencies.
A Course on Grant Writing
A course on grant writing will help you to write a very noticeable proposal. You would want a response on every proposal that you write. To ensure that your proposal is accepted, it has to be effective and stand out from other proposals. Your writing has to be personalized, since different government agencies have different criteria for acceptance of a grant proposal. For instance, if a government agency offers grants for technology-related business, you will have to write your proposal with facts and demographics to establish the need of such a business in the economy. This can be aided by a course on grant writing. The grant proposal is the first impression of the individual applying for the grant. As it is rightly said, "First impression is the last impression". Hence a course on grant writing will help you cater to this need.
Continue to Apply for New Grants
You can apply for new grants on a weekly basis. Make sure that you apply as soon as the new grants become available. You can choose the grants that would best suit the business you plan to start. If your grant is being rejected very often, you will have to work on framing your proposal.
Flexibility Should be Your Key to Success
One of the major keys to the success of achieving a grant is to be flexible. If you find out that achieving a grant from the government is not working well, you could try other primary options available to apply for the grant from the government. Loans are also available with a fewer restrictions on how to use the money.
Availing small business grants can be difficult, as these funds may be released only during a certain time period in a year. The government aims at fulfilling certain objectives, which keep changing over time depending upon the type of business grant. For example, let us consider a situation when the government aims at offering grants and loans for the rural development. Later, the government may aim at offering grants or loans to small businesses for the scientific development. In these cases, it becomes difficult to keep oneself updated, due to the ever-changing nature of the grants offered by the government. The funds can also be used for the creation of jobs or for agriculture, farming or fisheries assistance, etc. Moreover, you will not be allowed to use the grants for just any purpose that you wish.
The government aims at increasing the overseas exports and offers grants or loans for research and development. Hence, you will have to be well-informed about the government's objective in providing a grant or loan to start a small business.


Source:http://www.buzzle.com/articles/government-grants-to-start-a-small-business.html
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Posted by at 04:09 0 comments

Thursday, 12 July 2012

How Do You Apply For Small Business Grant

How Do You Apply For Small Business Grant 

To the general public, learning how to apply for small business grant is a painful process. Just a few weeks is enough to make most people grumpy. The government also does not state upfront the number of grants that it gives out.

Actually, one needs to have a number of qualifications for applying for a small business grant. However, its also possible for a grant to be approved by any American citizen.

Not only are small business given grants. Individuals can get them as well. Here are some tips to get grants for your small business.


Address a problem that is half-way to the solution. Figure out how you can resolve this issue. Do some groundwork and find a grant that can help solve this problem, and think of a way to rationalize it.

Look to the SBA/SBDC for info. Grant applications of a lot of people were turned down just because they were unacquainted with their specific funding needs. To prevent that from happening when you apply for small business grant, ensure that you can explain how the grant will assist you in your business.


You have to meet all criteria for the grant. Only by applying for a business grant, rather than a personal one, can you get the advantages of having a company.

So you would also need a company registered as well. This registration ensures that you're applying for the grant to support your company - not you as an individual.


Applying on the internet often gets better results when applying for a small business. A large portion of government grants can be found online. Thankfully, the application procedure is short and concise.

Additionally, applying fo grants online is so much quicker. All formalities are arranged and broken down into a step-by-step process. And government grant sites also have FAQ sections. All online grant requests are assigned a particular Funding Opportunity Number.

This is an important number. Before you can get an application, you need this number to be provided. The registration process of the Central Contractor Registry needs this info. Likewise for other type of grants.

You will now need a proposal written out. A proper business plan is also required here. You can get some help from the nearest branch of SBA or SBDA. They will make your task of applying for small business grant a breeze.

The U.S. government gives out billions in grants to over 18 million people annually. To date, I received over $14,000 to start-up my new business.



Source: http://www.articlesbase.com/small-business-articles/how-do-you-apply-for-small-business-grant-in-just-3-steps-1158811.html

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Posted by at 23:24 0 comments

Saturday, 7 July 2012

Small Business Grants and Loans of Florida

Small Business Grants and Loans of Florida

The Federal Government has set aside funds for small business grants and loans. Even though the process for receiving a grant is a long complicated one, one has to fraught with competition and lots of bureaucratic hoops. Also a small business must fit in to definition to qualify. The government requires extensive business planning, reporting and compliance to specifically measure your growth before the loan is given.

To get a grant in Florida for the small business, one has to go through economic development programs of Florida state. Federal money is given to all states to develop small business in specific areas where they see a need. Another issue to consider is that the government grants take time. One must understand that these funds are awarded only annually. You have to write a grant proposal that follows specific guide lines. Any deviation can make your proposal turn down. These grants are not necessarily free money, and usually require the recipient to match funds or combine the grant with other forms of financing such as a loan.

U.S. Small Business Administration provides loans to small business entrepreneurs through the following programs.-America's Recovery Capital Loan Program, Basic 7(a) Loan Program, CAPLines, Certified Development Company Loan Program, Community Express, Microloan Program and Accion USA loan programs. The America's Recovery Capital Loan Program provides up to $35,000 in short-term relief for viable small businesses in Florida facing immediate financial hardship. Each small business is limited to one ARC loan. The Basic 7(a) Loan Program starts, acquires and expands a small business. These loans are the most basic and most used type loan of Small Business Administration SBA business loan programs. Borrowers can apply through a participating lender institution.

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The CAPLines is an umbrella program under which the SBA helps small businesses meet their short-term and cyclical working-capital needs and the Certified Development Company Loan Program is a long-term financing tool for economic development within a community. This program provides growing businesses with long-term, fixed-rate financing for major fixed assets, such as land and buildings.

Community Express is a Small Business Administration pilot, loan program for small businesses in low and moderate income areas. The Microloan Program provides very small loans to start-up, newly established, or growing small business concerns. SBA makes funds available to nonprofit community based lenders which, in turn, make loans to eligible borrowers in amounts up to a maximum of $35,000. Applications are submitted to the local intermediary and all credit decisions are made on the local level. Accion USA gives Small Business Loans that are flexible up to $50,000 to small business owners who have limited or no access to traditional business credit.

Financing for Small Businesses and Non-Profits Loans for small companies and nonprofits whose financing needs are not met by traditional lenders are done by Self Help. If you cannot find a grant available from the state financial resources, there are plenty of low-interest loan programs backed by the U.S. Small Business Administration. These grants are not necessarily free money and usually require the recipient to match funds or combine the grant with other forms of financing such as a loan.



Source: http://www.articlesbase.com/finance-articles/small-business-grants-and-loans-of-florida-3092133.html

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Posted by at 21:49 0 comments

Thursday, 5 July 2012

Small Business Grants For Women Owned Businesses

Small Business Grants For Women Owned Businesses


Women and minority Americans have an opportunity to obtain thousands of dollars in small business grants, which is free money that never has to be repaid. The media spent a lot of time discussing the mortgage and bailout grants that have been made available to the American people. What they haven't discussed is the billions of dollars that are also available to small business owners, including women and minority entrepreneurs.
The government provides free grant money for personal use for one reason. To stimulate the economy and keep American running properly. One way to do that is to help people facing foreclosure, debt and other financial hardships. But the other way is to help those who can change the current environment and push America forward. The small business owners have the ability to do this, and the government is very interested in these groups.
Unfortunately, with the credit markets tightening and banks being unable to lend, small business owners are not able to start new businesses or grow their existing ones. That's why the government provides small business grants to people who would otherwise be able to build successful businesses, but are strapped for cash.
There is billions of dollars available, and as long as you are at least 18 years old, you can apply for these funds. All you need is access to the free grant applications and an idea for a business. There are grants for as much as $50,000 to help people fund home based businesses, buy real estate, pay employees, and even buy new office computers and furniture. The money is there but you have to ask for it.


Visit to: http://applybusinessgrantsandloans.blogspot.com/

 Source:   http://EzineArticles.com/2014974

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Posted by at 22:53 0 comments
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